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What contributed most to the subprime crisis?

Lax Lending Standards
54% (19 votes)
Irresponsible Borrowers
31% (11 votes)
Mortgage Fraud
6% (2 votes)
Government Regulations
0% (0 votes)
Rapidly falling real estate values
9% (3 votes)
Total votes: 35

Poll

What contributed most to the subprime crisis?: